Sr. No. Type of the Loan Interest Rate
1 Salary Loan ( Term Loan/Overdraft)
A For salary Account Holder 11.O0%
B For Others 12%
C Education 9.00%
2 A suriety (Term Loan/Cash Credit) 10.00 % to 13.00%
B Education 9.00%
3 Gold Loan/NSE/Shares Loan
A Priority Loan 9.00%
B Others 9.50%
Floating Fixed
4 4.1 Hypothication (Term Loan/Cash Credit)
For Business
(A) Other Business 10.25% 11.00%
(B) Construction Business 14.00%
4.2 Hypothication (Cash Credit)
For Business - 10.25%
4.3 Vehicle Loan
(A) Four Wheeler
     1) New Vehicle 8.75% 10.10%
      2) Pre owned Vehicle 9.35% 10.35%
(B) Two wheeler, Three Wheeler Vehicle 9.35% 10.35%
(C) e-cart vehicles 9.35% 10.10%
4.4 Consumption Loan Personal for other reason 10.00% 11.00%
5 5.1 Housing Loan
(A) Residential Priority Non priority
   1) CIBIL Score > 800 8.75% 9.00% 11.25%
   2) CIBIL Score from 700 - 800 9.00% 9.25% 11.50%
   3) CIBIL Score < 700 9.25% 9.50% 11.75%
* If women borrower CIBIL Score is -1, then Interest rate is applicable as per co-borrower CIBIL Score Report.
5.2 Business Loan (Office/ShopPurchase/Construction) 9.25% 10.75%
5.3 Loan Against Property (Personal)
1) Priority Loan 9.20% 11.20%
2) Other Loan 9.45% 11.45%
5.4 Loan Against Property (Education) 8.75% 10.25%
5.5 Loan Against Property/ Overdraft against Property - Business
5.5.1 Term Loan
(A) Business
   1) Priority Loan
     1.1) Tenure Upto 3 Years 9.20% 10.70%
     1.2) Tenure Above 3 Years 9.70% 11.20%
   2) Other Loan
     2.1) Tenure Upto 3 Years 9.45% 10.95%
     2.2) Tenure Above 3 Years 9.95% 11.45%
(B) Construction Business 14.00%
5.5.2 Overdraft
(A) Other Business - 9.70%
(B) Construction Business - 14.00%
5.6 Future Rent Receivable 11.50% 11.75%
5.7 Public Charitable Trust 9.00% 9.25%
6 Bachat Gat 11.00% 11.25%

0.10%* Concession in Interest Rate will be given to women for Secured Loan & Education Loan
* Terms & Conditions Apply


Loan Against Fixed Deposit

Loan Amount (Rs.) Interest Rate
Fixed Deposit A/C Holder Third Party (A/C Holder)
Upto Rs. 20 Lakh Fixed Deposit Int. Rate + 2.00 % Fixed Deposit Int. Rate + 3.00 %
More than 20 Lakh upto 25 Lakh Fixed Deposit Int. Rate + 1.50 % Fixed Deposit Int. Rate + 2.50 %
More than 25 Lakh Fixed Deposit Int. Rate + 1.00 % Fixed Deposit Int. Rate + 2.00 %