Bhagini Bank for Transparent, Personalized Service.

Particular Service Charges With GST
● Cheques deposited, returned unpaid - Local. Rs. 60/- for every Rs. 25,000/- and part there of maximum upto Rs. 1,200/-
● Cheques drawn on us, returned unpaid. Rs. 250/- per cheque
● ECS Return. Rs. 250/- per ECS
● Bill Purchase Commission. Rs. 6/- for every Rs. 1,000/- and part there of minimum Rs. 60/-
● Stop payment of Cheque. Rs. 120/- per cheque
● Stop payment of ECS Rs. 300/- Per Transaction
● DD commission Min Rs. 36/- or Rs. 6/- per Rs. 1,000/-
● NOC / Confidential Report Rs. 150/-
● Account Statement. Rs. 20/- per page
● Duplicate Passbook. Rs. 120/-
● Signature Verification / Photo Attestation. Rs. 150/-
● Yearly Loan Service Charges.

1) Upto Rs. 25,000/-
2) Rs. 25,001/- to Rs. 50,000/-
3) Rs. 50,001/- to Rs. 100,000/-
4) Rs. 100,000 and above

Rs. 40/-
Rs. 70/-
Rs. 185/-
Rs. 155/-per Lakh & part there of max. upto Rs. 8,000/-
●

Half Yearly Charges.

1) Current Accounts.
2) Cash Credit General.
Upto Rs. 50,000/-
Rs. 50,001/- to Rs. 100,000/-
Above Rs. 100,000/-

Rs. 185/-

Rs. 125/-
Rs. 250/-
Rs. 185/-per Lakh & part there of max. upto Rs. 9,250/-
● Minimum balance not maintained commission

Savings account
Without cheque book :
Minimum balance required Rs. 300.00
With cheque book :
Minimum Balance Required Rs. 1000.00

6 % on amount of the difference between Minimum Required Balance and Actual average monthly balance maintained.
Current Account
With cheque book :
Minimum Balance Required Rs. 2000.00 		6 % on amount of the difference between Minimum Required Balance and Actual average monthly balance maintained.
● Old Record of Account
1) Before 3 years. Rs. 360/- + Rs. 18 per page
2) 5 Years to 7 Years Rs. 600/- + Rs. 18 per page
3) 8 Years to 10 Years Rs. 1200/- + Rs. 18 per page
● Cheque Book Charges :-

1) Savings
2) Cash Credit & Current

Rs. 3.40/- per cheque
Rs. 4/- per cheque
● Penalty for delay in Stock Statement. Rs. 600/- per month
● Locker Rent Penalty Charges Per month and part thereof 2% of Locker Rent
● Solvency Certificate. Rs. 1,200/-
● Loan Form. Rs. 70/-
● Share Form. Rs. 50/-
● Loan Against Deposit / Gold Loan Form. Rs. 45/-
● Account Closing Charges :-

1) Savings
2) Current
3) Loan

Rs. 30/-
Rs. 120/-
Rs. 30/-
● E-payment Charges :-
 Rs. 120/- per E-payment
● SMS Charges Quarterly (Registered Mobile)
 0.20 Paise per SMS
● ATM Card Charges :-
1) Duplicate Card in case of Card Lost.
 Rs. 200/-
2) Replacement of Damage Card.
 Rs. 200/-
3) Regenration of PIN.
 Rs. 100/-
4) ATM CHRAGES YEARLY
 Rs. 120/-
5) ATM Card destroy charges due to non collection
 Rs. 200/-
6) ATM Card Surrender
 Rs. 100/-
Actual Charges with applicable tax charged by NPCI will be debited to respective customer account from time to time.
● NEFT :-
Cash Credit
 NIL
Savings account
NIL
Current account NIL
● RTGS :-
Savings account
NIL
Current account NIL

Particular Service Charges Without GST
OBC
Cheques send for collection.		 Including Postage + Commission of other Bank (AS per RBI Guideline)
Saving Account Current / cc
1) Upto Rs. 5,000/- Rs. 25/- Rs. 55/-
2) Rs. 5,001/- to Rs. 10,000/- Rs. 50/- Rs. 60/-
3) Rs. 10,001/- to Rs. 100,000/- Rs. 100/- Rs. 105/-
4) Above Rs. 100,000/- Rs. 160/- Rs. 160/-
ECS Mandate Processing Charges : Rs. 5/-
ATM Card Charges :-For each transaction after five transactions at other bank's ATM .
a) Financial Transaction
b) Non Fianancial Transaction 		Rs. 20/-
Rs. 10/-