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Interest Rate For Deposit

From 1/05/2024, the interest rates on fixed deposits (monthly/quarterly/half-yearly interest) and reinvestment deposits to be kept and renewed will be as follows

Period Interest Rate
General, Reg. Trust & Reg. Sanstha Senior Citizen
07 Days to 29 Days 2.75% 2.75%
30 Days to 90 Days 4.00% 4.25%
91 Days to 180 Days 4.25% 4.50%
181 Days to 364 Days 4.50% 4.75%
12 Months to 15 months 5.50% 6.00%
Above 15 Months to 36 Months 5.75% 6.15%
Above 36 Months to 60 Months 6.00% 6.30%
Above 60 Months to 120 Months 7.00% 7.25%
Interest rate for Recurring & Recurring Schemes for all account holders, including senior citizens will remain at General Interest Rates
Interest rates for new or reinvestment of Fixed Deposit (Monthly, Quarterly & Six Monthly Interest) & Cumulative Deposit of Rs. 1 crore and above in one day on one name single Deposit account are as follows :
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
Rs 1 Crore and above single Deposit Account 13 Months 7.25% 7.75%
Interest rates for new or reinvestment of Fixed Deposit (Monthly, Quarterly & Six Monthly Interest) & Cumulative Deposit of Rs. 50 Lakh and above in one day single Deposit account are as follows :
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
Rs 50 lakh and above upto Rs 1 Crore (Single Deposit Account) 478 Days - 6.50% 6.75%
Rs 1 Crore and above single Deposit Account 478 Days Callable 7.00% 7.25%
Non Callable 7.15% 7.40%
Rs 2 Crore and above single Deposit Account 700 Days Callable 7.25% 7.55%
Non Callable 7.40% 7.70%
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
Rs 50 lakh and above upto Rs 1 Crore (Single Deposit Account) 478 Days - 6.50% 6.75%
Rs 1 Crore and above single Deposit Account 478 Days Callable 7.00% 7.25%
Non Callable 7.15% 7.40%
Rs 2 Crore and above single Deposit Account 700 Days Callable 7.25% 7.55%
Non Callable 7.40% 7.70%
2.75% interest rate for all account holders for savings account
● "Dear Locker holders, as per RBI guidelines, please visit your branch to execute new Safe Deposit Locker Agreement/Supplementary Agreement. - BHAGINI BANK" ● "Dear Customer, Our IFSC now is BNSB0000002.” ● "Your bank provides credit confirmation of your outgoing RTGS/NEFT transactions.” ●" खातेदारांस विनम्र सूचना, आपल्या राहण्याचा / पत्रव्यवहाराचा पत्ता बदलला असल्यास, कृपया आपल्या शाखेस लेखी कळवावे ," ● "Go Green Go Green Go Green !!! Get rid of keeping passbook. Register for statement on email facility. For details please contact your nearest branch." ● "Please click Here For Exciting RuPay Debit Card Offers" ● "Dear Customer, please link your Aadhar number with your account number" ● "For any electronic transaction query, please e-mail to [email protected] or fill the enquiry form"

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Banking Hours: 10.30 am to 6.30 pm

Weekly off: Second and forth Saturday, Sunday

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Weekly off: Second and forth Saturday, Sunday

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For Card Block: Kindly contact Toll Free number               Dear Customer, Our IFSC Code is now – “BNSB0000002”

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