From 17/12/2024, the interest rates on fixed deposits (monthly/quarterly/half-yearly interest) and reinvestment deposits to be kept and renewed will be as follows

Period Interest Rate
General, Reg. Trust & Reg. Sanstha Senior Citizen
07 Days to 29 Days 2.75% 2.75%
30 Days to 90 Days 4.00% 4.25%
91 Days to 180 Days 4.25% 4.50%
181 Days to 364 Days 4.50% 4.75%
12 Months 7.25% 7.60%
Above 12 Months to 36 Months 6.25% 6.60%
Above 36 Months to 60 Months 6.00% 6.30%
Above 60 Months to 120 Months 5.90% 6.20%
Interest rate for Recurring for all account holders, including senior citizens will remain at General Interest Rates
Interest rates for new or reinvestment of Fixed Deposit (Monthly, Quarterly & Six Monthly Interest) & Cumulative Deposit of Rs. 1 crore and above in one day on one name single Deposit account are as follows :
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
Rs 1 Crore and above single Deposit Account 13 Months 7.25% 7.75%
Interest rates for new or reinvestment of Fixed Deposit (Monthly, Quarterly & Six Monthly Interest) & Cumulative Deposit Above Rs. 1 Crore in one day single Deposit account are as follows :
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
₹1 crore and above up to ₹2.50 crore as a lump sum (single deposit account) 400 Days Callable 7.40% 7.40%
Non Callable 7.50% 7.50%
₹2.50 crore and above up to ₹3.50 crore as a lump sum (single deposit account) 400 Days Callable 7.60% 7.60%
Non Callable 7.70% 7.70%
₹3.50 crore and above in a single deposit account as a lump sum (single deposit account) 400 Days Callable 7.70% 7.70%
Non Callable 7.80% 7.80%
Particulars Period General Reg. Trust & Reg. Sanstha Senior Citizen
Rs 50 lakh and above upto Rs 1 Crore (Single Deposit Account) 478 Days - 6.50% 6.75%
Rs 1 Crore and above single Deposit Account 478 Days Callable 7.00% 7.25%
Non Callable 7.15% 7.40%
Rs 2 Crore and above single Deposit Account 700 Days Callable 7.25% 7.55%
Non Callable 7.40% 7.70%

2.75% interest rate for all account holders for savings account