Type of the Loan |
Interest Rate |
Salary Loan (Term Loan / Overdraft ) |
|
1) For Salary Account Holder |
11.00% |
2) For Others |
12.00% |
Suriety (Term Loan / Overdraft ) |
|
1) Salaried Women |
11.00% |
2) Women Enterpreneur with business experience upto 5 years |
11.00% |
3) Women Enterpreneur with business experience more than 5 years |
10.00% |
4) For Others |
13.00% |
Gold Loan / NSE / Shares Loan |
|
1) Priority Loan |
9.00% |
2) Others |
9.50% |
Vehicle Loan |
|
1) Four Wheeler New Vehicle |
7.40% |
2) Four Wheeler Pre Owned Vehicle |
8.00% |
3) Two Wheelar ,Three Wheeler Vehicle |
8.00% |
4) Four Wheeler Electric New Vehicle |
7.30% |
5) Two Wheelar ,Three Wheeler Electric Vehicle |
7.90% |
Consumption Loan Personal for other reason |
12.00% |
Loan against Property |
|
1) Residential (Floating) - CIBIL Score>800 |
7.00% |
2) Residential (Floating) - CIBIL Score From 700 to 800 |
7.25% |
3) Residential (Floating) - CIBIL Score<700 |
7.50% |
4) Residential (Fixed) |
9.00% |
Business Loan (Office /Shop Purchase / Construction ) |
|
1) Floating |
8.50% |
2) Fixed |
10.50% |
Loan against Property (Personal) |
|
1) Priority Loan (Floating) |
8.75% |
2) Other Loan (Floating) |
9.00% |
3) Fixed |
11.00% |
Loan against Property /Overdraft against Property - Business |
|
1) Business Loan(Priority) |
8.75% |
2) Other Loan |
9.00% |
3) Construction Business |
14.00% |
4) Overdraft for Women Entrepreneur |
8.50% |
5) Overdraft for Other Business |
9.50% |
6) Overdraft for Construction Business |
14.00% |
Future Rent Receivable |
11.50% |
Public Charitable Trust |
9.00% |
Bachat Gat |
11.00% |
Education Loan |
|
1) For Girl - Secured |
7.75% |
2) For Girl - Unsecured |
8.50% |
3) For Boy - Secured |
7.95% |
4) For Boy - Unsecured |
9.00% |
Azadi ka Amrut Mohotsav special Vehicle Loan scheme - From 11.08.2022 to 09.09.2022 |
|
1) Two/Three/Four Wheeler New / preowned Vehicle (Floating) |
7.50% |
2) E-Cart New / preowned Vehicle (Floating) |
7.50% |